The United StatesFinding a calm, economical, and secure place to call home is more feasible than ever for retirees in 2025—as long as they know where to search. Because they provide the ideal balance of safety, affordability, and quality of life, a number of smaller locations across the United States are becoming popular retirement destinations as inflation and housing costs vary nationally.
Here are some of the most promising places to spend your golden years without going over budget or feeling dangerous, based on data from Forbes, U.S. News & World Report, and FBI Uniform Crime Reporting.
1. Winston-Salem, North Carolina
One of the most reasonably priced cities in the Southeast is Winston-Salem, with a typical home price of less than $250,000. Additionally, it has a violent crime rate that is 25% lower than the national average. The city continues to attract retirees from all over the East Coast because to its walkable neighborhoods, warm temperature, and robust healthcare system (due to Wake Forest Baptist Health).
According to a recent transplant from Virginia, it offers access to top-notch medical care in a small-town setting.
2. Summerville, South Carolina
Summerville, which is just outside of Charleston, offers Southern charm without the exorbitant house costs of Charleston. According to NeighborhoodScout, the town has a property crime rate that is far lower than that of neighboring metro regions and is home to a large number of retirement communities. Along with the area’s cheaper taxes compared to many northern states, retirees adore the area’s beaches, historic sites, and seasonal festivities.
3. Abilene, Texas
Abilene is an affordable haven for retirees trying to stretch their funds because the median property price is less than $200,000 and there is no state income tax. The community is renowned for its historic center, pleasant pace, and easy access to VA facilities, which is a huge benefit for veterans. Violent crime is also very low.
Many seniors are able to live comfortably on Social Security and modest pensions due to the low cost of living in Abilene.
4. Erie, Pennsylvania
With typical property costs of about $150,000, Erie offers unequaled affordability for people who don’t mind the frigid winters. Due to its investments in public transportation, senior centers, and lakefront rehabilitation, the city is becoming a more and more attractive choice for retirees from the Northeast. Additionally, FBI data shows a steady decline in violent crime over the last five years.
5. Hot Springs, Arkansas
Natural beauty, historic charm, and a cost of living that is 12% lower than the national average are all combined in Hot Springs. The area’s connection to national parks, thermal springs, and expanding senior living population make it a popular destination for seniors. With a pace of life that appeals to senior citizens seeking to decompress, it’s one of the most tranquil places to retire, according to AARP.
6. Bella Vista, Arkansas
Bella Vista is a peaceful, master-planned community in Arkansas that was created with retirees in mind. It has a network of trails, several lakes, seven golf courses, and extremely low crime rates. Many of the homes are one-story ranch-style homes that are ideal for aging in place, and the median home value is only $230,000.
7. Port St. Lucie, Florida
Port St. Lucie is an exception, even though Florida isn’t typically thought of as being reasonably priced. The city, which is situated between Orlando and Miami, has a robust storm infrastructure, lower crime rates than many Florida cities, and suburban comfort. This is a wise choice for retirees who are concerned about their health because it offers access to numerous hospitals and a large number of Medicare-accepting physicians.
What Makes a Retirement City Safe and Affordable ?
The top retirement cities, according to experts, provide:
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Low cost of living
(housing + healthcare especially) -
Access to emergency medical care
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Senior-friendly infrastructure
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Low violent and property crime
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Mild-to-manageable climate
According to retirement counselor Linda Thompson, a city may seem ideal on paper, but it is not a retirement-friendly area if you don’t feel secure walking or going to the grocery store.
In 2025, are you or a loved one thinking about moving for retirement? Which are more crucial: safety, weather, or cost? Please share your opinions with us atsaludastandard-sentinel.com.
